January2024 Credit Card Offer USA

 



Credit card sign-up bonuses offer a relatively quick way to earn a big stash of rewards right off the bat. All you have to do is meet a minimum spending requirement within a specified amount of time to qualify. These bonuses are often worth up to $1,000 or more, a few free flights, or several nights of accommodation. It all depends on the type of rewards you decide to earn and how you ultimately redeem them.

To help you start your rewards journey, we compared more than 80 of the best credit cards available to find bonus offers that truly stand out. The bonuses we include below are worth anywhere from $200 to $1,250. They feature reasonable requirements and offer some flexibility when it comes time to redeem.

Read on to find out which credit card sign-up bonuses we recommend, the other benefits and features each card has, and everything to consider before you sign up.

Best credit card sign-up bonus comparison chart 2024

Our recommendations for the the best credit card sign-up bonus

Best for flexible rewards: Chase Sapphire Preferred® Card

Welcome bonus: The Chase Sapphire Preferred® Card paves the way for you to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. that's $750 when you redeem through chase ultimate rewards®..

Other reasons we like it: This card earns rewards that fall within the flexible Chase Ultimate Rewards program, which lets you redeem for options like cash back, gift cards, merchandise travel through Chase, and 1:1 transfers to Chase airline and hotel partners. 

Notable perks include a $50 annual hotel credit through Chase, a range of complimentary travel insurance benefits, and 25% more value for points when you redeem for airfare, hotels, rental cars, and more through the Chase travel portal.

Pros & cons:


Best flat-rate rewards card: Capital One Venture Rewards Credit Card

Welcome bonus: Sign up for the Capital One Venture Rewards Credit Card to enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening.

Other reasons we like it: This card lets you earn 2x miles on regular spending and bills, and 5x miles on hotels and car rentals booked through Capital One. Rewards are also extremely flexible since you can redeem for gift cards, merchandise, travel through Capital One Travel, or transfers to Capital One airline and hotel partners.

Several travel perks are even thrown in to sweeten the pot, including two visits to Capital One airport lounges, a fee credit for Global Entry or TSA PreCheck® membership, and Hertz Five Star status.

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